Fees and Disclosures

Current as of August 1, 2019

Waterman Bank Service Fees

CASHIER’S CHECK…………………………..$5.00

PERSONAL MONEY ORDERS…………….$2.50

STOP PAYMENT REQUEST………………..$25.00

STOP PAYMENT RENEWAL……………….$20.00

OVERDRAFT* / RETURN CHECK / NSF…………..$35.00

CONTINUOUS OD FEE**……………………$5.00 PER DAY

DORMANT FEE, MONTHLY…………………$5.00

FREEZE/HOLD…………………………………..$25.00

SPECIAL STATEMENT (CURRENT)…………………..$2.50

SPECIAL STATEMENT (PREVIOUS)………………….$5.00

PAPER STATEMENT………………………………………..$3.00

COPIES OF CHECKS FROM ARCHIVE……………….$5.00

RECONCILIATION / RESEARCH………………..$50.00 PER HR

[MINIMUM FEE OF $25.00]

GARNISHMENT / LEVY………………………………..$50.00

WIRE TRANSFER OUT………………………………….$30.00

TELEPHONE TRANSFER………………………………$2.00

AMORTIZATION SCHEDULES (2)………………….$15.00

PHOTOCOPIES……………………………………………$0.25

FAX CHARGES…………………………………………….$2.00 PER PAGE

LETTER OF CREDIT ($25.00MIN)……………………..1.00%

COIN COUNTING / WRAP (NON-CUST)……………..10%

SAVINGS BOOK REPLACEMENT………………………..$5.00

LOST INSTRUMENT…………………………………………..$5.00

ATM TRANSACTIONS ON US……………………………..FREE

CHECK CASHING FEE……………………………$2.00 PER $100.00

[A check cashing fee may apply if your Savings Account balance is below $200.00]

CHECK PRINTING………………………..PRICE VARIES

SAFE BOX RENTALS

2.75 X 5…………………$20.00

3.75 X 5…………………$25.00

3.00 X 10……………….$35.00

5.00 X 10……………….$40.00

8.00 X 10……………….$50.00

10.00 X 10……………..$60.00

LATE PAYMENT FEE……………….$10.00

LOST KEY……………………………….$20.00

DRILL BOX……………………………..$125.00

*THE FEE APPLIES TO OVERDRAFTS CREATED BY CHECK, ATM, IN-PERSON WITHDRAWAL,BANK FEES, SERVICE CHARGES OR OTHER ELECTRONIC MEANS.

**A CONTINUOUS OD FEE OF $5.00 PER DAY WILL BE ASSESSED ON THE 11^TH BUSINESS DAY ON ACCOUNTS WITH A NEGATIVE BALANCE OF $100.00 OR GREATER

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