Please beware of fraudulent / scam text messages, emails or phone calls regarding your debit card or bank account.
Always call the bank at 815-264-3201 or our debit card provider Shazam at 866-508-2693 to confirm.

waterman Business

Waterman Bank Business

"Waterman is a bank with decades of experience that values client relationships, taking care of our communities, and helping businesses achieve their goals. We're large enough to fund your deal, but small enough to know your name."

Lending Products

Lines of Credit

SBA Loans

Real Estate

Equipment Financing

Farm Loans

The Right Accounts for Your Business

Business Checking

Waterman business checking pays .25% APY. No monthly service or minimum balance fees, unlimited transactions and on the go features like fee free ATMs with cash deposits and 24/7 online banking.

Business Money Market

Grow your savings while you grow your business. The Waterman business money market earns up to 1.01 APY*.

No monthly service or minimum balance fees and additional features like mobile check deposit.

Talk to a Business Banker

(815) 264-3201

Available from 9:00 AM – 5:00 PM M-F

Address 248 W. Lincoln Hwy, Waterman, IL, 60556


Additionally, use our secure contact form for any questions using personal information here

Our History

Waterman Bank

Founded in 1891

Waterman Bank, originally founded as “Waterman State Bank” by Humphrey Roberts in 1891, has been a pillar of the local Waterman and surrounding Southern DeKalb County community for over 110 years.

Community Focused

With new technological solutions and a passion for traditional community banking concepts, Waterman Bank stands out. Locally owned and operated we proudly continue to serve our community to this day.

Business Relationships

We've been building business relationships since 1981. Whether your starting a new business or expanded your current business, Waterman Bank is here to assist you along the way.

Waterman Bank is here to help.

At Waterman we believe in serving all the people in our communities, understanding your needs and finding the right solutions to meet them. Whether your goals are big or small we are only a phone call or email away, we’re here to help.