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Waterman Bank

Business Lending

Personalized Loan Options

Competitive Rates

Flexible Payment Options

Real Estate

Buy or refinance your commercial building.

  • Multi-Unit
  • Construction
  • Retail
  • Investment

Terms up to 25 Years

Up to 80% LTV

Competitive Variable & Fixed Rates

See our SBA Loans for additional real estate financing options.

Lines of Credit

Access your money flow when your business needs it.

  • Working Capital
  • Expansion
  • Materials, Equipment, or Inventory

Terms up to 12 Months

Up to 80% LTV

Competitive Variable Rates

Equipment Financing

Keep everything running smoothly.

  • Medical, dental, and veterinary equipment
  • Manufacturing equipment
  • Construction equipment
  • Commercial vehicles
  • Office furniture and fixtures
  • Computer hardware and software
  • Phone Systems

Terms up to 10 Years

Up to 90% Financing

Competitive Fixed Rates

SBA 504 Loan

Backed by the Small Business Administration, the SBA 504 Loan can be used for the purchase, refinance, or construction of commercial real estate.

  • Real Estate Purchase
  • Real Estate Refinance
  • Real Estate Construction

Terms up to 25 Years

Up to 90% Financing

Competitive Fixed Rates

SBA 7a Loan

Backed by the Small Business Administration, the SBA 7A Loan can be used for a variety of purposes including business acquisition.

  • Business Acquisition
  • Commercial Real Estate
  • Refinance
  • Construction
  • Equipment
  • Debt Refinance
  • Working Capital
  • Tenant Improvement / Partner Buyout

Loans up to $5 Million

Terms up to 25 Years

Up to 90% Financing

Competitive Fixed Rates

Farm Loans

Help finance your next state of growth.

  • Farm Land
  • Farm Equipment
  • Crop and Livestock Financing

Flexible Terms & Payment Options

Competitive Variable & Fixed Rates

Contact our Lending Team

Frank Guerino

President and Chief Lending Officer

(312) 671-1426

 fguerino@watermanbank.com

Heather McCoy

Chief Operating Officer

(815) 501-6852

 hmccoy@watermanbank.com

Waterman Bank is here to help.

At Waterman we believe in serving everyone in our communities. We work to understand your needs and find the right solutions to meet them. Whether your goals are big or small, we are only a phone call or email away.