Business Lending - Waterman Bank

Waterman Business Lending

Your Business Loan

Starts Here

Waterman Business Lending

Personalized Loan Options

Competitive Rates

Flexible Payment Options

Real Estate

Buy or refinance your commercial building.

Multi-Unit
Construction
Retail
Investment

Loans up to $3,750,000

Terms up to 25 Years

Up to 80% LTV

Competitive Variable & Fixed Rates

See our SBA Loans for additional real estate financing options.

Lines of Credit

Access your money flow when your business needs it.

Working Capital
Expansion
Materials, Equipment, or Inventory

Loans up to $3 Million

Terms up to 12 Months

Up to 80% LTV

Competitive Variable Rates

Equipment Financing

Keep everything running smoothly.

Medical, dental, and veterinary equipment
Manufacturing equipment
Construction equipment
Commercial vehicles
Office furniture and fixtures
Computer hardware and software
Phone Systems

Loans up to $3,750,000

Terms up to 10 Years

Up to 90% Financing

Competitive Fixed Rates

SBA 504 Loan

Backed by the Small Business Administration (SBA) can be for the purchase, refinance, or construction of commercial real estate.

Real Estate Purchase
Real Estate Refinance
Real Estate Construction

Loans up to $12+ Million

Terms up to 25 Years

Up to 90% Financing

Competitive Fixed Rates

SBA 7a Loan

Backed by the Small Business Administration (SBA) can be for a variety of purposes including business acquisition.

Business Acquisition
Commercial Real Estate
Refinance
Construction
Equipment
Debt Refinance
Working Capital
Tenant Improvement / Partner Buyout

Loans up to $5 Million

Terms up to 25 Years

Up to 90% Financing

Competitive Fixed Rates

Farm Loans

Help finance your next state of growth.

Farm Land
Farm Equipment
Crop & Livestock Financing

Loans up to $3,750,000

Flexible Terms & Payment Options

Competitive Variable & Fixed Rates

Ready to complete our
business lending application?

fill out this application and we will contact you soon.

Contact our Lending Team

Frank Guerino

President and Chief Lending Officer

(312) 671-1426

fguerino@watermanbank.com

Heather McCoy

Chief Operating Officer

(815) 501-6852

hmccoy@watermanbank.com

Manny Hamgeri

Chicago Branch Manager

(630) 915-0981

mhamgeri@watermanbank.com

Waterman Bank is here to help.

At Waterman we believe in serving all the people in our communities, understanding your needs and finding the right solutions to meet them. Whether your goals are big or small we are only a phone call or email away, we’re here to help.

Your Business Loan

Waterman Business Lending

Personalized Loan Options

Competitive Rates

Flexible Payment Options

Real Estate

Loans up to $3,750,000

Terms up to 25 Years

Up to 80% LTV

Competitive Variable & Fixed Rates

Lines of Credit

Loans up to $3 Million

Terms up to 12 Months

Up to 80% LTV

Competitive Variable Rates

Equipment Financing

Loans up to $3,750,000

Terms up to 10 Years

Up to 90% Financing

Competitive Fixed Rates

SBA 504 Loan

Loans up to $12+ Million

Terms up to 25 Years

Up to 90% Financing

Competitive Fixed Rates

SBA 7a Loan

Loans up to $5 Million

Terms up to 25 Years

Up to 90% Financing

Competitive Fixed Rates

Farm Loans

Loans up to $3,750,000

Flexible Terms & Payment Options

Competitive Variable & Fixed Rates

Ready to complete our business lending application?

Contact our Lending Team

Frank Guerino

(312) 671-1426

Heather McCoy

(815) 501-6852

Manny Hamgeri

(630) 915-0981

Waterman Bank is here to help.

Ready to complete our
business lending application?