Business Lending

Waterman Bank

Personalized Loan Options

Competitive Rates

Flexible Payment Options

Real Estate

Buy or refinance your commercial building.

Multi-Unit
Construction
Retail
Investment

Terms up to 25 Years

Up to 80% LTV

Competitive Variable & Fixed Rates

See our SBA Loans for additional real estate financing options.

Lines of Credit

Access your money flow when your business needs it.

Working Capital
Expansion
Materials, Equipment, or Inventory

Terms up to 12 Months

Up to 80% LTV

Competitive Variable Rates

Equipment Financing

Keep everything running smoothly.

Medical, dental, and veterinary equipment
Manufacturing equipment
Construction equipment
Commercial vehicles
Office furniture and fixtures
Computer hardware and software
Phone Systems

Terms up to 10 Years

Up to 90% Financing

Competitive Fixed Rates

SBA 504 Loan

Backed by the Small Business Administration, the SBA 504 Loan can be used for the purchase, refinance, or construction of commercial real estate.

Real Estate Purchase
Real Estate Refinance
Real Estate Construction

Terms up to 25 Years

Up to 90% Financing

Competitive Fixed Rates

SBA 7a Loan

Backed by the Small Business Administration, the SBA 7A Loan can be used for a variety of purposes including business acquisition.

Business Acquisition
Commercial Real Estate
Refinance
Construction
Equipment
Debt Refinance
Working Capital
Tenant Improvement / Partner Buyout

Loans up to $5 Million

Terms up to 25 Years

Up to 90% Financing

Competitive Fixed Rates

Farm Loans

Help finance your next state of growth.

Farm Land
Farm Equipment
Crop and Livestock Financing

Flexible Terms & Payment Options

Competitive Variable & Fixed Rates

Contact our Lending Team

Frank Guerino

President and Chief Lending Officer

(312) 671-1426

fguerino@watermanbank.com

Heather McCoy

Chief Operating Officer

(815) 501-6852

hmccoy@watermanbank.com

Waterman Bank is here to help.

At Waterman we believe in serving everyone in our communities. We work to understand your needs and find the right solutions to meet them. Whether your goals are big or small, we are only a phone call or email away.