Please beware of fraudulent / scam text messages, emails or phone calls regarding your debit card or bank account. Always call the bank at 815-264-3201 or our debit card provider Shazam at 866-508-2693 to confirm.

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Personalized Mortgage Experience

Whether you are a first-time home buyer or a seasoned investor, our experienced mortgage team can walk you through the best option for your purchase or refinance. Learn more about Waterman Bank's mortgage options.

Competitive Deposit Rates

Check out our high yield savings, money market accounts and promotional certificates of deposits. Find the right account for you and earn more interest on your money.

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Download our Mobile App

Bank anywhere with our new mobile app, available for free on the Apple App Store and Google Play. Click the link below to get started!

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Download our Mobile App

Bank anywhere with our new mobile app, available for free on the Apple App Store and Google Play. Click the link below to get started!

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Over 37,000 ATMs to Choose From

Partnered with MoneyPass®, Waterman Bank provides its customers with access to over 37,000 ATMs nationwide. There are no surcharges or fees when using ATMs in our network.

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Check out our new mobile app!

Mobile Banking with Waterman Mobile Consumer Securely manage your accounts conveniently on the go, with the new Waterman Mobile Consumer app.   Mobile Check Deposit

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Waterman Bank is here to help.

At Waterman, we believe in serving everyone in our communities. We work to understand your needs, and find the right solutions to meet them. Whether your goals are big or small, we are only a phone call or email away.